The 9 Best Corporate Credit Cards For Businesses
In today’s fast-paced business world, having a corporate credit card is more of a necessity than a luxury. Corporate credit cards can simplify expense tracking, improve cash flow management, and provide access to valuable rewards and perks. There are plenty of options out there, but if you’re looking for the best corporate credit cards for businesses, consider these nine top choices.
1. American Express Business Platinum Card
The American Express Business Platinum Card offers unmatched travel perks, such as airport lounge access, travel insurance, and substantial rewards for travel and business expenses. With a generous points program and no foreign transaction fees, this card is perfect for businesses with frequent travelers.
2. Chase Ink Business Preferred Credit Card
Chase’s Ink Business Preferred Credit Card offers lucrative rewards for various business purchases. You’ll earn 3 points per dollar spent on travel, shipping, telecommunications services, and advertising on social media and search engines – making it perfect for companies that spend heavily in these categories.
3. Capital One Spark Cash for Business
The Capital One Spark Cash for Business offers an impressive unlimited 2% cash back on all purchases. With no annual fee during the first year, this card is great for businesses looking to maximize their cashback earnings without being tied down to specific spending categories.
4. Bank of America Business Advantage Cash Rewards Mastercard
If your business has expenses in categories like office supplies or gas stations, this card is a terrific option. It offers up to 3% cash back on your choice category (up to $50,000 in combined choice category/dining purchases each calendar year), 2% cashback on dining and unlimited 1% cashback on all other purchases.
5. Wells Fargo Business Elite Card
The Wells Fargo Business Elite Card is another excellent option for businesses aiming to maximize their rewards earnings. You can choose between earning 1.5% cash back or 1 point for every dollar spent, and the card comes with a generous signup bonus.
6. Brex Corporate Card for Startups
Designed specifically for startups, the Brex Corporate Card offers an impressive suite of features. With no personal guarantee required and an innovative underwriting process, Brex provides a flexible credit limit tied to your company’s available cash balance.
7. CitiBusiness AAdvantage Platinum Select World Mastercard
The CitiBusiness AAdvantage Platinum Select World Mastercard is ideal for businesses that frequently fly with American Airlines. It offers valuable perks like free checked bags, priority boarding, and a companion certificate after spending $30,000 in a calendar year.
8. The Blue Business Plus Credit Card from American Express
For businesses seeking simplicity and flexibility, the Blue Business Plus Credit Card offers 2X Membership Rewards points on all business purchases up to $50,000 per year with no category restrictions. This card is great for businesses looking to consolidate their payments and earn valuable rewards on everyday expenses.
9. U.S. Bank Business Leverage Visa Signature Card
The U.S. Bank Business Leverage Visa Signature Card allows businesses to earn rewards in categories where they spend the most. The card automatically adjusts your bonus categories based on spending patterns, ensuring you always maximize your rewards potential.
In conclusion, there are many corporate credit cards designed specifically to meet varied business needs. Assessing your companies’ spending habits, required perks, and desired reward structure will help you identify which corporate credit card is the perfect fit for your business.